Bill Discounting & Purchasing

Enhance Your Trade Operations

 

Our Bills Discounting and Purchasing services allow access to funds for outstanding trade bills, before they are due, and in doing so improve cash flow and provide liquidity for your trade business.

Benefits

 

  • Access funds quickly by discounting receivables and improving liquidity without waiting for payment due dates
  • Optimize cash flow by choosing a payment schedule that suits your business needs
  • Secure fast approval and disbursement of funds, to meet the urgent financial requirements
  • Benefit from flexible terms that support smooth operations and maintain financial stability

Features

Enhanced Working Capital

Improve your business credit standing by maintaining cash flow and reducing the need for debt financing.

Cash Management

Get immediate access to funds, enabling your business to meet operational costs, pay suppliers, and manage working capital more effectively.

Flexibility

Access funds based on the value of your receivables to manage seasonal fluctuations and unexpected expenses.

Reduced Financial Strain

Alleviate payment timeline pressure and avoid delays in production or other critical business operations.

Process

 

  • Invoice Submission: Submit your invoices or trade bills to us for discounting and provide the necessary documents for review
  • Verification & Approval: Once received, our team verifies the authenticity of the submitted bills and checks for compliance with agreed terms, ensuring they meet the necessary criteria
  • Instant Payment: When the documents are approved, we disburse the funds to you immediately (minus a discounting fee) giving your business the cash flow it needs
  • Customer Payment: One the agreed terms are finalized, the buyer settles the invoice by making payment directly to us

To Find Out More

Get in Touch

HBZ Contact Centre
+971 4 387 0700

Email
csd@habibbank.com

Contact your Relationship Manager
Visit a branch

Head Office

6450 Kitimat Rd, Mississauga
Ontario, L5N 2B8, Canada

Phone:
+1 (905) 276 5300
+1 (855) 82 HABIB

Email:
info@habibcanadian.com

Visit Branch:
Find your nearest branch and meet with our banking specialists.

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