Sirat Chequing Account

Balance Your Financial Needs With Your Beliefs

 

Our Sirat Chequing Accounts are designed to provide you with modern banking convenience while staying true to your values. Whether you need to manage your personal finances or conduct business, you can trust that your account is aligned with Islamic principles, ensuring peace of mind with every transaction.

Our Sirat Chequing Accounts  follow the Islamic financial structure of Qard-al Hasan, whereby you can withdraw your funds at any time without notice.

Benefits

 

  • Receive your first debit card and chequebook free upon account opening (subject to status)
  • Manage your account and conduct transactions through our secure digital platform, available 24/7
  • Make international payments for personal or business purposes
  • Deposit or withdraw funds anytime without restrictions or fees and enjoy financial flexibility

Features

Interest-Free Banking

Stay true to your values with an account that is fully Shariah-compliant and free from interest.

Convenient Transactions

Manage your everyday banking needs effortlessly, including payments and transfers, in a seamless manner.

Personal & Business Use

Suitable for handling personal and business transactions, offering versatility for all your financial needs.

No Fees for Basic Access

Enjoy free access to your account with no hidden fees for basic services, ensuring transparency in all your banking dealings.

Shariah-compliant Banking

What is Shariah?

 

Shariah is a system of ethical principles and guidelines derived from Islamic teachings that focus on fairness, transparency and social responsibility. At its core, Shariah promotes financial  practices that benefit individuals and communities without causing harm or exploitation. While it  originates from Islamic traditions, its principles resonate universally, emphasizing honesty,  fairness, and mutual respect.

Why Choose Shariah-compliant Banking?

 

Shariah-compliant banking is designed for everyone—Muslims and non-Muslims alike—who value  ethical financial solutions. It avoids practices such as charging or earning interest and ensures  investments are made in socially responsible and sustainable industries.

Key Highlights Of Shariah-compliant Banking

 

  • Fair & Transparent Practices: Every transaction is based on clear terms and mutual agreement
  • Ethical Investments: Funds are invested in industries that align with values of integrity, avoiding sectors like gambling, alcohol, or other harmful activities
  • Community-Centered Approach: Partnerships and shared benefits are encouraged, fostering financial inclusivity and growth

Apply For Our Sirat Chequing Account

Download Form

Download the form to get started on the account opening process.

Review Requirements

Carefully review the form and ensure you understand the necessary documentation and requirements.

Provide Documentation

Prepare and provide documentation to ensure a smooth application process.

Submit Form

Submit the completed form to us, and we will take care of the rest. Our team will guide you through the final steps to activate your account.

To Find Out More

Get in Touch

HBZ Contact Centre
+971 4 387 0700

Email
csd@habibbank.com

Contact your Relationship Manager
Visit a branch

Head Office

6450 Kitimat Rd, Mississauga
Ontario, L5N 2B8, Canada

Phone:
+1 (905) 276 5300
+1 (855) 82 HABIB

Email:
info@habibcanadian.com

Visit Branch:
Find your nearest branch and meet with our banking specialists.

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