image of envelope icon
Subscribe and stay updated!
Get exclusive deals, latest promotions and important information
All this and more in the HBZ newsletter
Subscribe to our newsletter
Thank you!
Your submission has been received!
Oops! Something went wrong while submitting the form.
picture of left arrow on header slider
picture of left arrow on header slider

BOOK AN
APPOINTMENT

Savings Account

PERSONAL BANKING

GUARANTEED INVESTMENT CERTIFICATE (GIC)

image of a line used as a divider
The longer you save, the more you earn. Invest with Habib Canadian Bank and enjoy the following benefits:
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits.
image icon of a rounded checkmark used as a bullet.
Avail a loan secured against your deposit (corresponding to the term of your deposit)*.
image icon of a rounded checkmark used as a bullet.
Minimum Deposit of only $2,000 for Personal accounts.

VIEW OUR CURRENT TERM DEPOSIT RATES

1 Year GIC - 3.50%

2 Year GIC - 3.25%

3 Year GIC - 3.20%

4 Year GIC - 3.15%

5 Year GIC - 3.10%
‍
1 Year New Funds Rate Promo 3.75%

HI-RATE SAVINGS PLUS

image of a line used as a divider
Short term investment with immediate or frequent access to your funds, Habib Canadian Bank's Hi-Rate Savings Plus account enjoys the following benefits:
image icon of a rounded checkmark used as a bullet.
Immediate access to your funds
image icon of a rounded checkmark used as a bullet.
Savings can easily be moved to a Term Deposit at your request
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits
image icon of a rounded checkmark used as a bullet.
Avail automatic savings plan at no charge
image icon of a rounded checkmark used as a bullet.
Available for personal clients with a minimum balance of only $2,000

VIEW OUR CURRENT HI-RATE SAVINGS PLUS RATES


2.00%

No-term

RRSP ACCOUNT

image of a line used as a divider
Registered Retirement Savings Plan (RRSP) is a personal savings plan introduced by the Canadian federal government encouraging Canadian residents to save for their retirement on a tax-sheltered basis. With Habib Canadian Bank, your RRSP investments can be held in an RRSP Savings account or an RRSP Term Deposit (GIC) account. With our RRSP account you enjoy the following benefits:
image icon of a rounded checkmark used as a bullet.
Your contributions are tax deductible but withdrawals are not**
image icon of a rounded checkmark used as a bullet.
Your principal and returns are not affected by the daily fluctuations of the stock markets
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits
image icon of a rounded checkmark used as a bullet.
Avail Automatic Savings Plan at no charge

VIEW OUR CURRENT INTEREST RATES

1 Year GIC - 3.50%

2 Year GIC - 3.25%

3 Year GIC - 3.20%

4 Year GIC - 3.15%

5 Year GIC - 3.10%
‍
1 Year New Funds Rate Promo 3.75%

TFSA SAVINGS ACCOUNT

image of a line used as a divider
Whether you are saving for a future home, a car, renovations, your children’s education, or saving funds for emergencies, a TFSA savings account helps you grow your portfolio faster. With Habib Canadian Bank, your TFSA investments are held in either a TFSA savings account or a TFSA term deposit (GIC) account. Our TFSA accounts provide you with the following benefits:
image icon of a rounded checkmark used as a bullet.
You do not pay any tax on your interest income and your withdrawal
image icon of a rounded checkmark used as a bullet.
Your principal and returns are not affected by the daily fluctuations of the stock markets
image icon of a rounded checkmark used as a bullet.
TFSA does not require you to have earned income to invest
image icon of a rounded checkmark used as a bullet.
You can indefinitely carry forward your TFSA unused contribution limit**
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits
image icon of a rounded checkmark used as a bullet.
Avail Automatic Savings Plan at no charge
image icon of a rounded checkmark used as a bullet.
Minimum Deposit of $2,000

VIEW OUR CURRENT INTEREST RATES

1 Year GIC - 3.50%

2 Year GIC - 3.25%

3 Year GIC - 3.20%

4 Year GIC - 3.15%

5 Year GIC - 3.10%
‍
1 Year New Funds Rate Promo 3.75%

READY TO GET STARTED?

APPLY NOW

BUSINESS BANKING

GUARANTEED INVESTMENT CERTIFICATE (GIC)

image of a line used as a divider
The longer you save, the more you earn. Invest with Habib Canadian Bank and enjoy the following benefits:
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits.
image icon of a rounded checkmark used as a bullet.
Secure a loan secured against your deposit (corresponding to the term of your deposit)*.
image icon of a rounded checkmark used as a bullet.
Minimum Deposit of only $5,000 required for Business accounts.

HI-RATE SAVINGS PLUS

image of a line used as a divider
Short term investment with immediate or frequent access to your funds, Habib Canadian Bank's Hi-Rate Savings Plus account enjoys the following benefits:
image icon of a rounded checkmark used as a bullet.
Savings can easily be moved to a GIC at your request
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits
image icon of a rounded checkmark used as a bullet.
Make automatic contributions to your savings with Habib Canadian Automatic Savings Plan
image icon of a rounded checkmark used as a bullet.
Available for business clients with a minimum balance of only $2000

VIEW OUR CURRENT HI-RATE SAVINGS PLUS RATES

HI-RATE DEPOSIT NOTICE ACCOUNT

image of a line used as a divider
Habib Canadian Bank's unique product – the Notice Deposit account offers high interest rates with the flexibility to withdraw the funds at your convenience. This account provides the following benefits:
image icon of a rounded checkmark used as a bullet.
Funds can be withdrawn by providing a notice of withdrawal at any time. The funds are made available to you on the day the notice period is over.
image icon of a rounded checkmark used as a bullet.
Choice of 32-day or 45-day notice period product is available
image icon of a rounded checkmark used as a bullet.
Partial withdrawals are allowed as long as $5,000 remains in the account. Notice period must be satisfied before funds are paid out
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits

VIEW OUR CURRENT HI-RATE SAVINGS PLUS RATES

Ready to
open an account?

image icon for book a meeting with expert
BOOK A MEETING
WITH AN EXPERT.

Related Links

LENDINGSTRADE FINANCE

HI-RATE DEPOSIT NOTICE ACCOUNT (CALL ACCOUNT)

image of a line used as a divider
Habib Canadian Bank's unique product – the Notice Deposit account offers high interest rates with the flexibility to withdraw the funds at your convenience. This account provides the following benefits:
image icon of a rounded checkmark used as a bullet.
Funds can be withdrawn by providing a notice of withdrawal at any time. The funds are made available to you on the day the notice period is over.
image icon of a rounded checkmark used as a bullet.
Choice of 32-day or 45-day notice period product is available
image icon of a rounded checkmark used as a bullet.
Minimum balance of $5,000
image icon of a rounded checkmark used as a bullet.
Partial withdrawals are allowed as long as $5,000 remains in the account. Notice period must be satisfied before funds are paid out
image icon of a rounded checkmark used as a bullet.
CDIC insured for eligible deposits

VIEW OUR CURRENT HI-RATE SAVINGS PLUS RATES

Subscribe & Stay Updated

Get exclusive deals, latest promotions and important information.